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Introduction to Appraisal Procedures

Published On 03-28-2013 , 8:00 AM

            As I mentioned in my last Bankers Arc post, the Interagency Appraisal and Evaluation Guidelines contain 20 general requirements. Four of these must be covered in the appraisal policy that is approved by the bank’s Board of Dire ...

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What Appraisers Should Know About Evaluations

Published On 03-28-2013 , 8:00 AM

If you are like most appraisers, your bank clients have recently started asking you to perform evaluations for them. If you are unfamiliar with the whys and wherefores of these requests, you may be tempted to pass on this work. However, evaluation assignments performed for banks can be a lucrative a ...

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As Is Value

Published On 03-21-2013 , 8:00 AM

Appraisal assignments are rarely simple and straightforward. Further complications arise when an appraisal is ordered at the point a property is in, or about to enter, some form of transition. By transition, I mean any of the following:

Change in zoning or deed restrictions
Change in all ...

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Appraisal Policy

Published On 03-21-2013 , 8:00 AM

As complex as the Interagency Appraisal Guidelines may be, they do include some requirements that are unambiguous. One such clear requirement pertains to appraisal policies. Every financial institution must have a written appraisal policy that has been approved by its Board of Directors. There are 2 ...

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Introducing Bankers Arc

Published On 03-03-2013 , 7:42 PM

The last few years in the banking world have been interesting indeed. Tightening credit criteria and declining real estate markets were followed by Dodd-Frank, and the myriad of changes that legislation triggered. In the midst of this, the FDIC, OCC, OTS, and related agencies rolled out an update  ...

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